EDUCATION WITH LIFE AND CHELSEA SPORTS

Health care costs in America are over $3 trillion annually, and increasing at well above the inflation rate. An annual Fidelity Investments study found that a 65-year-old couple can expect to  spend $260,000 on unreimbursed healthcare  over the course of retirement, a 6 percent increase over 2015. And prescription drugs are the main culprit. The study’s author’s point to continuing price hikes in specialty drugs, as well as fewer drugs coming off patent, as the chief causes of rising prescription prices. And those  rising prices  are taking a toll. In a recent  Consumer Reports poll , a third of those who currently take a prescription drug said they experienced a spike in prices in the past 12 months — and that spike ranged from a few dollars to more than $100 per prescription. And according to a 2015 study from the  Kaiser Family Foundation , 24 percent of patients reported not filing a prescription in the past year because of cost. ...

What is a Domestic Partner? The definition of a domestic partnership is when two people live together and are involved in an interpersonal relationship sharing their domestic life as if married, however they are not legally married.  Domestic partner  (DP) is a term that refers to an unmarried partner of the same or opposite sex. Domestic  partner  is a term often used in health insurance to describe who may be covered by a family health policy. The term may also be referred to as  Qualified Domestic Partners (QDP) . Being in a domestic partnership involves being in a committed relationship. You can not be married to another person, and still be considered a domestic partner. For  health insurance  or group benefits purposes, there are specific qualifications and criteria that have to be met in order for people to be considered domestic partners. What is Domestic Partner Insurance? Domestic Partner Insurance  or Dome...